On the Cutting Edge...
EasyWay Investors is a cutting edge, entrepreneurial, real estate investment firm committed to developing investment and private money lending strategies in the ever-changing real estate arena.
Our passion lies in shaping the real estate market through investment and education and to provide stability and prosperity. We specialize in finding distressed properties that are below market value and fixing them up for rental or resale which helps us, our investors and the community.
To help fund these deals, we often work with private lenders which allows us to bypass traditional banks and that makes for a much faster and easier process. Private money lenders allow us to acquire properties quickly which is important in a competitive market. In return, our lenders get a very high return on their investment the easy way.
Please browse our site to learn more about us and all about private lending.
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Featured Article:
Private Lending
Many stock portolios have dropped significantly in value over the last few years and many folks are looking for a safe alternative to the stock market. During your search you may have come across Private Lending (also commonly called Trust Deed Investing). So, what is Private Lending?
Private Lending is simply lending money to a real estate investor which is secured by real estate. OK, but what does that really mean ? Let's take a look at an example of what a typical investment as a Private Lender may look like.
Let's say you happen to know a professional real estate investor that finds great bargains on single family homes and can buy homes at significant discounts. The real estate investor often needs to raise money from private individuals to fund the purchase of the property. You offer to become a Private Lender to that real estate investor. Private lenders can loan typically anywhere from $20,000 to $100,000 or more.
For our example here, let's say our real estate investor has found a property that is worth $150,000 that he can buy at a discount. The property needs some repairs to bring its value back to $150,000 but he can buy it and fix up the property for a total investment of $110,000.
You, as a Private Lender, agree to loan the investor $110,000 to purchase the property and complete the repairs. You and the investor agree that 8% would be a fair interest rate for the money you are lending secured against the property (compare that to 1.8% paid by bank CD's). You also agree to accept payments from the real estate investor for the amount of interest earned by your investment each month.
In this case, you are getting a fixed 8% rate of return on your investment of $110,000 and it is secured by an asset that is worth more than the investment you are making. When the real estate investor sells the property, you are paid back your full investment and the final interest payment. Often, an investor will add an EQUITY KICKER to the deal which means that, when the property is sold, you will also get a portion of the net profit which can really increase your annualized return!
Let's say you don't have $110,000 to loan. That's OK because many investors seek lenders for second position loans also known as junior loans for as little as $20,000 and they also regularly pay a higher fixed rate of return for junior loans which are backed by real estate estate as well!
Can you see why getting a high fixed rate of return is a very attractive alternative to investing in an unstable stock market that can go up and down in value or to low yielding investments like CD's ?